Book – Page 2 – madin118

The Millionaire Fastlane: Chapters (21-23) Summary

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The Real Law of Wealth

Try not to become a man of success, but a man of value.
~ Albert Einstein

The Law of Effection states that the more lives you affect in an entity you control, in scale and/or magnitude, the richer you will become. Impact millions and make millions. It doesn’t get any simpler than that!

NET PROFIT = Units Sold (Scale) × Unit Profit (Magnitude)

Scale creates millionaires. Magnitude creates millionaires. Scale and magnitude creates billionaires.

Retrace the source of millionaire money and you will find millions of something.

The closer you get to the source of large numbers, the closer you will get to wealth. To serve millions is to make millions. Think big to earn big.

Chapter Summary: Fastlane Distinctions
••The Law of Effection states that the more lives you affect or breach, both in scale or magnitude, the richer you will be.
•• Scale translates to “units sold” of our profit variable within our Fastlane wealth equation. Magnitude translates to “unit profit” of our profit variable within our Fastlane wealth equation.
••The Law of Attraction is not a law, but a theory. The Law of Effection is absolute and operates exclusive of a roadmap.
••All lineages of self-made wealth trace back to the Law of Effection.
••The Law of Effection’s absoluteness comes from direct access and control (you are the athlete) versus indirect access (you are the athlete’s agent).
•• To make millions you must serve millions in scale or a few in magnitude.

Own Yourself First

Events and circumstances have their origin in ourselves.
They spring from seeds which we have sown.
~ Henry David Thoreau

To Pay Yourself First, You Must Own Yourself. When you have a job, someone owns you.

Chapter Summary: Fastlane Distinctions
••“Pay yourself first” is fundamentally impossible in a job.
•• To own your vehicle (you), start a corporation that formally divorces you from the act of business. Your corporation is the body of your surrogate.
••The recommended Fastlane business entity is a C corp, an S corp, or an LLC.

Life’s Steering Wheel

Your life is the sum result of all the choices you make, both consciously and unconsciously.
If you can control the process of choosing, you can take control of all aspects of your life.
You can find the freedom that comes from being in charge of yourself.
~ Robert F. Bennett

Poor choices are the leading cause of poorness. The problem is poor diet; cholesterol is the symptom.

If you aren’t where you want to be, the problem is your choices.

••The will to persevere is often the difference between failure and success.
•• Success means having the courage, the determination, and the will to become the person you believe you were meant to be.

Your choices spark the fires of future circumstances.

What’s Chosen Today, Impacts Forever. Our choices have consequences that transcend decades.

A Fastlane process is hundreds of choices.

Chapter Summary: Fastlane Distinctions
••The leading cause of poorness is poor choices.
••The steering wheel of your life is your choices.
••You are exactly where you chose to be.
•• Success is hundreds of choices that form process. Process forms lifestyle.
•• Choice is the most powerful control you have in your life.
•• Treasonous choices forever impact your life negatively.
••Your choices have significant horsepower, or trajectory into the future.
••The younger you are, the more potent your choices are and the more horsepower you possess.
•• Over time, horsepower erodes as the consequences of old choices are thick and hard to bend.

💸💲🧠

💸 Pave your road to abundant wealth 💰⃤

Book Summary: The Real Anthony Fauci P.6

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Trust the Experts

Instead of citing scientific studies or clear data to justify mandates for masks, lockdowns, and vaccines, our medical rulers cited Dr. Fauci or WHO, CDC, FDA, and NIH—captive agencies—to legitimize the medical technocracy’s assumption of dangerous new powers.

Dr. Fauci’s aficionados, including President Biden and the cable and network news anchors, counseled Americans to “trust the experts.” Such advice is both anti-democratic and anti-science. Science is dynamic.
“Experts” frequently differ on scientific questions and their opinions can vary in accordance with and demands of politics, power, and financial self-interest. Telling people to “trust the experts” is either naive or manipulative— or both.

All of Dr. Fauci’s intrusive mandates and his deceptive use of data tended to stoke fear and amplify public desperation for the anticipated arrival of vaccines that would transfer billions of dollars from taxpayers to pharmaceutical executives and shareholders. 🤑

Anthony Fauci’s do-or-die obsession with novel mRNA vaccines—and Gilead’s expensive patented
antiviral, remdesivir—prompted him to ignore or even suppress effective early treatments, causing hundreds of thousands of unnecessary deaths while also prolonging the pandemic. ⚰️🥀

Fortifying Immune Systems

He never took time during his daily White House briefings from March to May 2020 to instruct Americans to avoid tobacco (smoking and e-cigarettes/vaping double death rates from COVID); to get plenty of sunlight and to maintain adequate vitamin D levels (“Nearly 60 percent of patients with COVID-19 were vitamin D deficient upon hospitalization, with men in the advanced stages of COVID-19 pneumonia showing the greatest deficit”); or to diet, exercise, and lose weight (78 percent of Americans hospitalized for COVID-19 were overweight or obese).

Dr. Fauci’s lockdowns caused Americans to gain an average of two pounds per month and to reduce their daily steps by 27 percent.

Zinc impedes viral replication, prophylaxing against colds and abbreviating their duration.

On April 30, 2021, Canadian Ontario College of Physicians and Surgeons threatened to delicense any doctor who prescribed non-vaccine health strategies including Vitamin D.

“They are trying to erase any notion of natural immunity,” says Canadian vaccine researcher Dr. Jessica Rose, Ph.D., MSc, BSc. “Pretty soon the incessant lies and propaganda will have successfully instilled in the masses that the only hope for staying alive is via injection, pill-popping, so in sum, no natural immunity.”

Throughout 2020, before vaccines were available, some 99.9 percent of people’s natural immune systems protected their owners from severe illness and death.

The CDC and World Health Organization, indeed all global health authorities, have recognized that healthy people, with healthy immune systems, bear minimal risk from COVID.

Instead of urging calm and telling us, as FDR did during the depths of the Depression, that “we have nothing to fear but fear itself,” all of Dr. Fauci’s prescriptions and communications seemed intended to maximize stress and trauma: enforced isolation, mandated masking, business closures, evictions and bankruptcies, lockdowns, and separating children from parents and parents from grandparents. We now know that fear, stress, and trauma wreak havoc on our immune systems.

💓💓💓

🕵 Stay informed… Protect your Rights 🕵

Book Summary: Daring Greatly p11

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research tells us that we judge people in areas where we’re vulnerable to shame, especially picking folks who are doing worse than we’re doing.

If I feel good about my parenting, I have no interest in judging other people’s choices. If I feel good about my body, I don’t go around making fun of other people’s weight or appearance.

children who are engaging in the bullying behaviors or vying for social ranking by putting down others have parents who engage in the same behaviors.

Cultivating intimacy—physical or emotional—is almost impossible when our shame triggers meet head-on and create the perfect shame storm.

We cultivate love when we allow our most vulnerable and powerful selves to be deeply seen and known, and when we honor the spiritual connection that grows from that offering with trust, respect, kindness, and affection.

Love is not something we give or get; it is something that we nurture and grow, a connection that can only be cultivated between two people when it exists within each one of them—we can only love others as much as we love ourselves. 💖💖💖

Shame, blame, disrespect, betrayal, and the withholding of affection damage the roots from which love grows. Love can only survive these injuries if they are acknowledged and healed.

But in practicing self-love over the past couple of years, I can say that it has immeasurably deepened my relationships with the people I love.

Shame is universal, but the messages and expectations that drive shame are organized by gender.

The expectations and messages that fuel shame keep us from fully realizing who we are as people.

If we’re going to find our way out of shame and back to each other, vulnerability is the path and courage is the light. To set down those lists of what we’re supposed to be is brave. To love ourselves and support each other in the process of becoming real is perhaps the greatest single act of daring greatly.

Generally, by the time you are Real, most of your hair has been loved off, and your eyes drop out, and you get loose in the joints and very shabby. But these things don’t matter at all, because once you are Real, you can’t be ugly, except to people who don’t understand.”

💖🌹 Dare 🌹💖

Book Summary: The Power of Habit p7

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Small wins are part of how keystone habits create widespread changes. A huge body of research has shown that small wins have enormous power, an influence disproportionate to the accomplishments of the victories themselves. “Small wins are a steady application of a small advantage,”

Concentrate on tiny moments of success and build them into mental triggers.

Keystone habit creates a structure that helps other habits to flourish.

At the core of that Starbucks education is an intense focus on an all- important habit: willpower. Dozens of studies show that willpower is the single most important keystone habit for individual success.

Students who exerted high levels of willpower were more likely to earn higher grades in their classes and gain admission into more selective schools.

“Highly self-disciplined adolescents outperformed their more impulsive peers on every academic- performance variable.” Self- discipline has a bigger effect on academic performance than does intellectual talent.”

And the best way to strengthen willpower and give students a leg up, studies indicate, is to make it into a habit.

Willpower is a learnable skill, something that can be taught the same way kids learn to do math and say “thank you.” As willpower muscles strengthened, good habits seemed to spill over into other parts of life.

“When you learn to force yourself to go to the gym or start your homework or eat a salad instead of a hamburger, part of what’s happening is that you’re changing how you think. People get better at regulating their impulses. They learn how to distract themselves from temptations. And once you’ve gotten into that willpower groove, your brain is practiced at helping you focus on a goal.”

“When you learn to force yourself to practice for an hour or run fifteen laps, you start building
self- regulatory strength. A five- year- old who can follow the ball for ten minutes becomes a sixth grader who can start his homework on time.”

Firms such as Starbucks— and the Gap, Wal- Mart, restaurants, or any other business that relies on entry- level workers— all face a common problem: No matter how much their employees want to do a great job, many will fail because they lack self- discipline. They show up late. They snap at rude customers. They get distracted or drawn into workplace dramas. They quit for no reason.

If someone has trouble with self- discipline at work, they’re probably also going to have trouble attending a program designed to strengthen their self- discipline after work.

The solution, Starbucks discovered, was turning self- discipline into an organizational habit.

🔰🔰🔰🔰🔰🔰

☕︎ Develop Powerful habits ☕︎

The Millionaire Fastlane: Chapters (16-20) Summary

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Wealth’s Shortcut::
The Fastlane

People would do better, if they knew better.
~ Jim Rohn

The Fastlane Mindposts

Debt Perception: Debt is useful if it allows me to build and grow my system.
Time Perception: Time is the most important asset I have, far exceeding money.
Education Perception: The moment you stop learning is the moment you stop growing. Constant expansion of my knowledge and awareness is critical to my journey.
Money Perception: Money is everywhere, and it’s extremely abundant. Money is
a reflection of how many lives I’ve touched. Money reflects the value I’ve created.
Primary Income Source: I earn income via my business systems and investments.
Primary Wealth Accelerator: I make something from nothing. I give birth to assets and make them valuable to the marketplace. Other times, I take existing assets and add value to them.
Wealth Perception: Build business systems for cash flow and asset valuation.
Wealth Equation: Wealth = Net Profit + Asset Value
Strategy: The more I help, the richer I become in time, money, and personal fulfillment.
Destination: Lifetime passive income, either through business or investments.
Responsibility & Control: Life is what I make it. My financial plan is entirely my responsibility and I choose how I react to my circumstances.
Life Perception: My dreams are worth pursuing no matter how outlandish, and I understand that it will take money to make some of those dreams real.

Chapter Summary: Fastlane Distinctions
••The risk profile of a Fastlane strategy isn’t much different from the Slowlane, but the rewards are far greater.
••The Fastlane Roadmap is an alternative financial strategy predicated on Controllable Unlimited Leverage.
••The Fastlane roadmap is predisposed to wealth.
••The Fastlane Roadmap is capable of generating “Get Rich Quick” results, not to be confused with “Get Rich Easy.”

Switch Teams
and Playbooks

A man wrapped up in himself makes a very small bundle.
~ Benjamin Franklin

Chapter Summary: Fastlane Distinctions
•• Producers are indigenous to the Fastlane roadmap.
•• Producers are the minority as are the rich, while consumers are the majority as are the poor.
••When you succeed as a producer, you can consume anything you want.
•• Fastlaners are producers, entrepreneurs, innovators, visionaries, and creators.
••A business does not make a Fastlane—some businesses are jobs in disguise.
••The Fastlane wealth equation is not bound by time and its variables are unlimited and controllable.

How the Rich Really Get Rich

Only those who will risk going too far
can possibly find out how far one can go.
~ TS Eliot

Chapter Summary: Fastlane Distinctions
••The key to the Fastlane wealth equation is to have a high speed limit, or an unlimited range of values for units sold. This creates leverage. The market for your product or service determines your upper limit.
••The higher your speed limit, the higher your income potential.
••The primary wealth accelerant for the rich is asset value, defined as appreciable assets created, founded, or bought.
••Wealth creation via asset value is accelerated by each industry’s average multiplier. For every dollar in net income realized, the asset value multiplies by a factor of the multiple.
••Your industry of specialization will determine the average multiple that determines your wealth accelerant factor. If the multiple is 3, your WAF is 300%.
•• Liquidation events transform appreciated assets (“paper” net worth) into money (“real” net worth) that can be transformed into another passive income stream: a money system.

Divorce Wealth from Time

Time is the coin of your life. It is the only coin you have,
and only you can determine how it will be spent.
Be careful, lest you let other people spend it for you.
~ Carl Sandburg

The Five Fastlane Business Seedlings:

1) Rental Systems
2) Computer/Software Systems
3) Content Systems
4) Distribution Systems
5) Human Resource Systems

Chapter Summary: Fastlane Distinctions
•• To divorce yourself from the Slowlane’s transactional relationship of “time for money,” you need to become a producer, specifically, a business owner.
•• Business systems break the bond between “your time for money” because they act like surrogate operatives for your time trade.
•• If you have a passive income that exceeds all your needs and lifestyle expenses including taxes, you’re retired.
•• Retirement can happen at any age.
••The fruit from a money tree is passive income.
••A Fastlane objective is to create a business system that survives time, exclusive of your time.
••The 5 money-tree seedlings are rental systems, computer systems, content systems, distribution systems, and human-resource systems.
•• Real estate, licenses, and patents are examples of rental systems.
•• Internet and software businesses are examples of computer systems.
••Authoring books, blogging, and magazines are forms of content systems.
•• Franchising, chaining, network marketing, and television marketing are examples of distribution systems.
•• Human resource systems can add or subtract to passivity.
•• Human resource systems are the most expensive to manage and implement.

Recruit Your Army
of Freedom Fighters

The rich rule over the poor, and the borrower is slave to the lender.
~ Proverbs 22:7 (NIV)

Chapter Summary: Fastlane Distinctions
•• One saved dollar is the seed to a money tree.
••A mere 5% interest on $10 million dollars is $40,000 a month in passive income.
••A saved dollar is the best passive income instrument.
•• Fastlaners (the rich) don’t use compound interest or the markets to get wealthy but to create income and preserve liquidity.
••A saved dollar is a freedom fighter added to your army.
••The rich leverage compound interest at its crest, applied against large sums of money.
•• Fastlaners eventually become net lenders.

The Millionaire Fastlane: Chapters (11-15) Summary

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The Criminal Trade: Your Job

By working faithfully 8 hours a day, you may eventually
get to be the boss and work 12 hours a day.
~ Robert Frost

Jobs: Domestication into Normalcy

To Trade Time Is to Trade Life. In a job, you sell your life for money.

Chapter Summary: Fastlane Distinctions
•• In a job, you sell your freedom (in the form of time) for freedom (in the form of money).
•• Experience is gained in action. The environment of that action is irrelevant.
••Wealth accumulation is thwarted when you don’t control your primary income source.

The Slowlane:
Why You Aren’t Rich

Somebody should tell us, right at the start of our lives, that we are dying.
Then we might live life to the limit, every minute of every day. Do it! I say.
Whatever you want to do, do it now. There are only so many tomorrows.
~ Michael Landon

For compound interest to be effective, you need three things:
1) TIME, as measured in years.
2) A favorable YEARLY INVESTMENT YIELD within those years.
3) An INVESTED SUM, repeatedly invested.

Wealth is built with time as an asset, not as a liability!

Chapter Summary: Fastlane Distinctions
•• Slowlane wealth is improbable due to Uncontrollable Limited Leverage (ULL).
•• The first variable in the Slowlane wealth equation evolves from a job that factors to intrinsic value that equates to your nominal value for each unit of your life traded.
•• Intrinsic value is the value of your time set by the marketplace and is measured in units of time, either hourly or yearly.
•• In the Slowlane, intrinsic value (regardless of its time measurement) is numerically inhibited because there are only 24 hours in the day (for the hourly worker), and the average lifespan is 74 years (for the salaried worker).
•• Like the Slowlaner’s primary income source (a job), the Slowlaner’s wealth acceleration vehicle (compound interest) is also pegged to time.
•• Like a job, compound interest is mathematically futile and cannot be manipulated. You cannot force-feed the market (or the economy) to give you phenomenal returns, year after year.
••Wealth cannot be accelerated when pegged to mathematics based on time.
•• Time is your primordial fuel and it should not be traded for money.
••Your time should not be an expendable resource for wealth because wealth itself is composed of time.
••Your mortality makes time mathematically retarded for wealth creation.
•• If you don’t control the variables inherent in your wealth universe, you don’t control your financial plan.

The Futile Fight:
Education

The only thing that interferes with my learning is my education.
~ Albert Einstein

Chapter Summary: Fastlane Distinctions
•• Slowlaners attempt to manipulate intrinsic value by education.
•• Indentured time is time you spend earning a living. It is the opposite of free time.
•• Parasitic debt is debt that creates indentured time and forces work.

The Hypocrisy of the Gurus

There was a time when a fool and his money were soon parted,
but now it happens to everybody.
~ Adlai Stevenson

Chapter Summary: Fastlane Distinctions
•• Take advice from people with a proven, successful track record of their espoused discipline.
••Many money gurus often suffer from a Paradox of Practice; they teach one wealth equation while getting rich in another. They’re not rich from their own teachings.

Slowlane Victory…
A Gamble of Hope

I’d rather live in regret of failure than in regret of never trying.
~ MJ DeMarco

12 Distinctions Between Slowlane and Fastlane Millionaires
1) Slowlane millionaires make millions in 30 years or more. Fastlane millionaires make millions in 10 years or less.
2) Slowlane millionaires need to live in middle-class homes. Fastlane millionaires can live in luxury estates.
3) Slowlane millionaires have MBAs. Fastlane millionaires hire people with MBAs.
4) Slowlane millionaires let their assets drift by market forces. Fastlane millionaires control their assets and possess the power to manipulate their value.
5) Slowlane millionaires can’t afford exotic cars. Fastlane millionaires can afford to drive whatever they want.
6) Slowlane millionaires work for their time. Fastlane millionaires have time working for them.
7) Slowlane millionaires are employees. Fastlane millionaires hire employees.
8) Slowlane millionaires have 401Ks. Fastlane millionaires offer 401Ks.
9) Slowlane millionaires use mutual funds and the stock market to get rich. Fastlane millionaires use them to stay rich.
10) Slowlane millionaires let other people control their income streams. Fastlane millionaires control their income streams.
11) Slowlane millionaires are cheap with money. Fastlane millionaires are cheap with time.
12) Slowlane millionaires use their house for net worth. Fastlane millionaires use their house for residency.

Chapter Summary: Fastlane Distinctions
••The Slowlane has seven dangers, five of which cannot be controlled.
••The risk of “lifestyle” is the one risk Slowlaners will try to control.
••The Slowlane is predisposed to mediocrity because its mathematical universe is mediocre.
•• Slowlaners manipulate the “expense” variable because it is the one thing they can control.
•• Exponential income growth and expense management creates wealth—not just by curtailing expenses.
••You can break the Slowlane equation by exploding your intrinsic value via fame or insider corporate management.
•• Successful Slowlaners not famous or in corporate management end in the middle . . . middle class and middle age.
•• Slowlane millionaires are stuck in the middle class.
•• $5 million is the new $1 million.
••A millionaire cannot live a millionaire lifestyle without financial discipline.
•• Lottery winners fall into the millionaire trap and go broke because they attempt to live a “millionaire” lifestyle, not understanding that a few million doesn’t go very far.

The Millionaire Fastlane: Chapters (1-10) Summary

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Part 1
Wealth in a Wheelchair:
“Get Rich Slow” is Get Rich Old

The Great Deception
Normal is not something to aspire to,
it’s something to get away from.
~ Jodie Foster

Chapter Summary: Fastlane Distinctions
••“Get Rich Slow” demands a long life of gainful employment.
••“Get Rich Slow” is a losing game because it is codependent on Wall Street and anchored by your time.
••The real golden years of life are when you’re young, sentient, and vibrant.

How I Screwed “Get Rich Slow”
The object of life is not to be on the side of the masses,
but to escape finding oneself in the ranks of the insane.
~ Marcus Aurelius

Chapter Summary: Fastlane Distinctions
•• Fame or physical talent is not a prerequisite to wealth.
•• Fast wealth is created exponentially, not linearly.
•• Change can happen in an instant.

Part 2
Wealth is Not a Road,
But a Road Trip!

The Road Trip to Wealth
The journey of a thousand miles must begin with a single step.
~ Lao Tzu

Chapter Summary: Fastlane Distinctions
••Wealth is a formula, not an ingredient.
•• Process makes millionaires. Events are by-products of process.
•• To seek a “wealth chauffeur” is to seek a surrogate for process. Process cannot be outsourced, because process dawns wisdom, personal growth, strength, and events.

The Roadmaps to Wealth
If you don’t know where you are going, any road will get you there.
~ Lewis Carroll

Debt Perception: Does debt control you or do you control your debt?
Time Perception: How is your time valued and treated? Abundant? Fleeting? Inconsequential?
Education Perception: What role does education have in your life?
Money Perception: What is money’s role in your life? Is money a tool or a toy? Plentiful or scarce?
Primary Income Source: What is your primary means of creating income?
Primary Wealth Accelerator: How are you accelerating your net worth and creating wealth? Or are you?
Wealth Perception: How do you define wealth?
Wealth Equation: What is your mathematical plan for accumulating wealth? What wealth equation defines the physics of your wealth universe?
Destination: Is there a destination? If so, what does it look like?
Responsibility & Control: Are you in control of your life and your financial plan?
Life Perception: How do you live your life? Do you plan for the future? Forsake today for tomorrow? Or tomorrow for today?

Chapter Summary: Fastlane Distinctions
•• To force change, change must come from your beliefs, and your roadmap outlines those beliefs.
•• Each roadmap is governed by a wealth equation and predisposed to a financial destination—Sidewalk to poorness, Slowlane to mediocrity, and the Fastlane to wealth.

Part 3
Poorness:
The Sidewalk Roadmap

When you’re the first person whose beliefs are different
from what everyone else believes, you’re basically saying,
“I’m right, and everyone else is wrong.” That’s a very unpleasant position to be in.
It’s at once exhilarating and at the same time, an invitation to be attacked.
~ Larry Ellison

Chapter Summary: Fastlane Distinctions
••A first-class ticket to the Sidewalk is to have no financial plan.
••The Sidewalk’s natural gravitational pull is poorness, both in time and money.
••You cannot solve poor financial management with more money.
••You can be income rich and still ride the Sidewalk dirty.
•• If wealth is defined by income and debt, wealth is an illusion, because it is vulnerable to potholes, detours, and “bumps in the road.” When the income disappears, so does the illusion of wealth.
•• Poor financial management is like gambling; the house eventually wins.

Has Your Wealth Been Toxified?
Wealth is the ability to fully experience life.
~ Henry David Thoreau

Chapter Summary: Fastlane Distinctions
••Wealth is authored by strong familial relationships, fitness and health, and freedom—not by material possessions.
•• Unaffordable material possessions are destructive to the wealth trinity.

Misuse Money and Money Will Misuse You
Money can’t buy happiness, but it can make you awfully comfortable while you’re being miserable.
~ Clare Boothe Luce

1) Money buys the freedom to watch your kids grow up.
2) Money buys the freedom to pursue your craziest dreams.
3) Money buys the freedom to make a difference in the world.
4) Money buys the freedom to build and strengthen relationships.
5) Money buys the freedom to do what you love, with financial validation removed from the equation.

If You Think You Can Afford It —You Can’t. Affordability is when you don’t have to think about it.

Chapter Summary: Fastlane Distinctions
••Money doesn’t buy happiness because money is used for consumer pursuits destructive to freedom. Anything destructive to freedom is destructive to the wealth trinity.
••Money, properly used, can buy freedom, which can lead to happiness.
•• Happiness stems from good health, freedom, and strong interpersonal relationships, not necessarily money.
•• Lifestyle Servitude steals freedom, and what steals freedom, steals wealth.
•• If you think you can afford it, you can’t.
•• The consequence of instant gratification is the destruction of freedom, health, and choice.

Lucky Bastards
Play The Game
I’m a great believer in luck,
and I find the harder I work, the more I have of it.
~ Thomas Jefferson

Chapter Summary: Fastlane Distinctions
•• Like wealth, luck is created by process, not by event.
•• Luck is created by increased probabilities that are improved with the process of action.
•• If you find yourself playing the odds of “big hits,” you are event-driven, not process-driven. This mindset is conducive to the Sidewalk, not the Fastlane.
••“Get Rich Quick” infomercial marketing is a Fastlane because savvy marketers know that Sidewalkers place faith in events over process.
••Moneymaking “systems” are rarely as profitable as the act of selling them to Sidewalkers.

Wealth Demands Accountability

Responsibility is the price of greatness.
~ Winston Churchill

Chapter Summary: Fastlane Distinctions
•• Hitchhikers assign control over their financial plans to others, which effectively introduces probabilities to victimhood.
••The Law of Victims: You can’t be a victim if you don’t relinquish power to someone capable of making you a victim.
•• Responsibility owns your choices.
•• Taking responsibility is the first step to taking the driver’s seat of your life. Accountability is the final.

Part 4
Mediocrity:
The Slowlane Roadmap

The Lie You’ve Been Sold:
The Slowlane
What if I told you ‘insane’ was working fifty hours a week in some office
for fifty years at the end of which they tell you to piss off;
ending up in some retirement village hoping to die before suffering
the indignity of trying to make it to the toilet on time?
Wouldn’t you consider that to be insane?
~ Steve Buscemi (Con Air, paramount pictures, 2003)

Have You Sold Your Soul for a Weekend?

Life does not begin on Friday night and end Monday morning.

Chapter Summary: Fastlane Distinctions
••The Slowlane is a natural course-correction from the Sidewalk evolving from taking responsibility and accountability.
••Wealth is best experienced when you’re young, vibrant, and able, not in the twilight of your life.
••The Slowlane is a plan that takes decades to succeed, often requiring masterful political prowess in a corporate environment.

•• For the Slowlaner, Saturday and Sunday is the paycheck for Monday through Friday.
••The default return on your time in the Slowlane is negative 60%—5-for-2.
••The 5-for-2 trade inherit in the Slowlane is generally fixed and cannot be manipulated, because job standards are five days a week.
••The predisposed destination of the Slowlane is mediocrity. Life isn’t great, but it isn’t so bad either.

Book Summary: The Real Anthony Fauci P.5

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Noble Lies and Bad Data

Dr. Fauci’s mask deceptions 😷 were among several “noble lies” that, his critics complained, revealed a manipulative and deceptive disposition undesirable in an evenhanded public health official.

He supported COVID jabs for previously infected Americans, defying overwhelming scientific evidence that post-COVID inoculations were both unnecessary and dangerous. Under questioning on September 9, 2021, Dr. Fauci conceded he could cite no scientific justification for this policy.

The blatant and relentless manipulation of data to serve the vaccine agenda became the apogee of a year of stunning regulatory malpractice. High-quality and transparent data, clearly documented, timely rendered, and publicly available are the sine qua non of competent public health management.

The “mistakes” were always in the same direction—inflating the risks of coronavirus and the safety and
efficacy of vaccines in order to stoke public fear of COVID and provoke mass compliance. The excuses for his mistakes range from blaming the public (now blaming the unvaccinated), blaming politics, and explaining his gyrations by saying, “You’ve got to evolve with the science.”

At the outset of the pandemic, Dr. Fauci used wildly inaccurate modeling that overestimated US deaths by 525 percent.

Scammer and pandemic fabricator Neal Ferguson of Imperial College London was their author, with funding from the Bill & Melinda Gates Foundation (BMGF) of $148.8 million.23 Dr. Fauci used this model as justification for his lockdowns.

Dr. Fauci acquiesced to CDC’s selective protocol changes for completing death certificates in a way that inflated the claimed deaths from COVID, and thus inflated its infection mortality rate. CDC later admitted
that only 6 percent of COVID deaths occurred in entirely healthy individuals. The remaining 94 percent suffered from an average of 3.8 potentially fatal comorbidities.

Regulators misused PCR tests that CDC belatedly admitted in August 2021 were incapable of distinguishing COVID from other viral illnesses. Dr. Fauci tolerated their use at inappropriately high amplitudes of 37 and up to 45, even though Fauci had told Vince Racaniello that tests employing
cycle thresholds of 35 and above were very unlikely to indicate the presence of live virus that could replicate.25 In July 2020, Fauci remarked that at these levels, a positive result is “just dead nucleotides, period,”26 yet did nothing to modify testing so it might be more accurate.

As America’s COVID czar, Dr. Fauci never complained about CDC’s decision to skip autopsies from deaths attributed to vaccines. This practice allowed CDC to persistently claim that all deaths following vaccination were “unrelated to vaccination.”

CDC also refused to conduct follow-up medical inquiries among people claiming vaccine injuries. Inspired by rich incentives to classify every patient as a COVID-19 victim -Medicare paid hospitals $39,000 per ventilator27 when treating COVID-19 and only $13,000 for garden variety respiratory infections – hospitals contributed to the deception.

👉Stay Informed 📣

The 5 Years Before You Retire: Concise Summary

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Introduction to Retirement Planning:
- Define the importance of planning for retirement.
- Discuss common challenges and concerns related to retirement.
Financial Planning:
- Explore strategies for assessing your financial readiness for retirement.
- Discuss budgeting, saving, and investment strategies.
Healthcare Planning:
- Address considerations for healthcare coverage in retirement.
- Discuss Medicare, long-term care, and other health-related topics.
Social Security and Pension Planning:
- Explain how Social Security works and when to claim benefits.
- Discuss pension options and considerations.
Debt Management:
- Address the importance of managing and reducing debt before retirement.
- Provide strategies for paying off outstanding loans.
Lifestyle and Housing:
- Explore decisions related to where and how you want to live in retirement.
- Discuss downsizing, relocating, or staying in your current home.
Estate Planning:
- Discuss the importance of estate planning.
- Address topics such as wills, trusts, and beneficiary designations.
Income Sources in Retirement:
- Explore various sources of income during retirement, including investments and annuities.
- Discuss strategies for creating a sustainable income stream.
Managing Risks:
- Address potential risks in retirement planning, such as market volatility and inflation.
- Discuss strategies for mitigating these risks.
Transitioning to Retirement:
- Offer advice on the emotional and psychological aspects of transitioning to retirement.
- Discuss activities and hobbies to consider during retirement.
Post-Retirement Lifestyle:
- Explore ways to stay engaged, active, and fulfilled during retirement.
- Discuss the importance of maintaining social connections.
Review and Adjustment:
- Encourage regular reviews of your retirement plan.
- Discuss the flexibility to adjust plans based on changing circumstances.

Book Summary: Daring Greatly p10

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HOW MEN EXPERIENCE SHAME

Men live under the pressure of one unrelenting message: Do not be perceived as weak.

For men, every rule comes back to the same mandate: “Don’t be weak.”

“CAUTION: Do Not Be Perceived as Weak.” I see how boys are issued a crate when they’re born. It’s not too crowded when they’re toddlers. They’re still small and can move around a bit. They can cry and hold on to mamma, but as they grow older, there’s less and less wiggle room. By the time they’re grown men, it’s suffocating.

As scarcity has grabbed hold of our culture, it’s not just “Don’t be perceived as weak,” but also “You better
be great and all powerful.”

men are very smart. They know the risks, and they see the look in our eyes when we’re thinking, C’mon! Pull it together. Man up.

Joe Reynolds: “Men know what women really want. They want us to pretend to be vulnerable. We get really good at pretending.”

Covert shame hurts just as much as overt shame.

I don’t want to oversimplify something as complex as the response to shame, but I have to say that when it comes to men, there seem to be two primary responses: pissed off or shut down.

Of course, like women, as men develop shame resilience, this changes, and men learn to respond to shame with awareness, self-compassion, and empathy. But without that awareness, when men feel that rush of inadequacy and smallness, they normally respond with anger and/or by completely turning off.

Many men, in fact, use very physiological descriptions when they talk to me about “pissed off or
shut down.” It’s almost as if shame, criticism, and ridicule are physically intolerable.

Shame resilience is about finding a middle path, an option that allows us to stay engaged and
to find the emotional courage we need to respond in a way that aligns with our values.

We are hard on others because we’re hard on ourselves. That’s exactly how judgment works. Finding someone to put down, judge, or criticize becomes a way to get out of the web or call attention away from our box. If you’re doing worse than I am at something, I think, my chances of surviving are better.

The big rule in lifeguarding is to utilize any means possible before you actually jump in and try to pull someone out of the water. Even though you’re a strong swimmer and the person you’re trying to help is half your size, a desperate person will do anything to save themselves—to grab a breath—including drowning you in their effort to survive. The same is true for women and the shame web. We’re so desperate to get out and stay out of shame that we’re constantly serving up the people around us as more deserving prey.

research tells us that we judge people in areas where we’re vulnerable to shame, especially picking folks
who are doing worse than we’re doing. If I feel good about my parenting, I have no interest in judging other people’s choices. If I feel good about my body, I don’t go around making fun of other people’s weight or appearance.