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Early Treatment
“The Best Practices for defeating an infectious disease epidemic,” says Yale epidemiologist Harvey Risch, “dictate that you quarantine and treat the sick, protect the most vulnerable, and aggressively develop repurposed therapeutic drugs, and use early treatment protocols to avoid hospitalizations.” Our objective should have been to devise treatments that would reduce hospitalization and death. We could have easily defanged COVID-19 so that it was less lethal than a seasonal flu. We could have done this very quickly. We could have saved hundreds of thousands of lives.”
Dr. Peter McCullough concurs: “Once a highly transmissible virus like COVID has a beachhead in a population, it is inevitable that it will spread to every individual who lacks immunity. You can slow the spread, but you cannot prevent it—any more than you can prevent the tide from rising.”
Dr. McCullough: “We could have dramatically reduced COVID fatalities and hospitalizations using early treatment protocols and repurposed drugs including ivermectin and hydroxychloroquine and many, many others.” “Using repurposed drugs, we could have ended this pandemic by May 2020 and saved 500,000 American lives, but for Dr. Fauci’s hard-headed, tunnel vision on new vaccines and remdesivir.”
The efficacy of some of these drugs as prophylaxis is almost miraculous, plus early intervention in the week after exposure stops viral replication and prevents development of cytokine storm and entrance into the pulmonary phase,” says Dr. Pierre Kory. “We could have stopped the pandemic in its tracks in the spring of 2020.”
They point out that natural immunity, in all known cases, is superior to vaccine-induced immunity, being both more durable (it often lasts a lifetime) and broader spectrum—meaning it provides a shield against subsequent variants. “Vaccinating citizens with natural immunity should never have been our public health policy,” says Dr. Kory.
“It is absolutely shocking that he recommended no outpatient care, not even Vitamin D despite the fact he takes it himself and much of the country is Vitamin D deficient.”
“The outcome we should have been trying to prevent is hospitalizations. You don’t just sit around and wait for an infected patient to become ill.
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THE VULNERABILITY
THE word persona is the Greek term for “stage mask.” In my work masks and armor are perfect metaphors for how we protect ourselves from the discomfort of vulnerability. Masks make us feel safer even when they become suffocating.
Vulnerability is the last thing I want you to see in me, but the first thing I look for in you.
Common vulnerability arsenal:
Foreboding joy: the paradoxical dread that clamps down on momentary joyfulness;
Perfectionism: believing that doing everything perfectly means you’ll never feel shame;
Numbing: the embrace of whatever deadens the pain of discomfort and pain.
THE COMMON VULNERABILITY SHIELDS
THE SHIELD: FOREBODING JOY
Joy is probably the most difficult emotion to really feel. 😎 Because when we lose the ability or willingness to be vulnerable, joy becomes something we approach with deep foreboding. We just know that we crave more joy in our lives, that we are joy starved.
What the perpetual-disappointment folks describe is this: “It’s easier to live disappointed than it is to feel disappointed. It feels more vulnerable to dip in and out of disappointment than to just set up camp there. You sacrifice joy, but you suffer less pain.”
Softening into the joyful moments of our lives requires vulnerability.
Once we make the connection between vulnerability and joy, the answer is pretty straightforward: We’re trying to beat vulnerability to the punch. We don’t want to be blindsided by hurt. We don’t want to be caught off-guard, so we literally practice being devastated or never move from self-elected disappointment.
We’re desperate for more joy, but at the same time we can’t tolerate the vulnerability.
We’re visual people. We trust, consume, and mentally store what we see. 👀
“It’s the sort of book which children have to plead with the adults to let them have a look at. Everything about it is superb. Highly recommended.” — The Bookbag.co.uk
Juliette can kill with a touch—will she wield her power for good, or will it turn her into the monster she’s always feared she truly is? Find out in the New York Times and USA Today bestselling Shatter Me series—all six novels are now available in this paperback box set!
The third book in the Harry Potter series, illustrated in brilliant colour by the iconic design house MinaLima and featuring interactive paper-engineered elements, including the Marauder’s Map!
#1 NEW YORK TIMES BESTSELLER • A twisting, haunting true-life murder mystery about one of the most monstrous crimes in American history, from the author of The Wager and The Lost City of Z, “one of the preeminent adventure and true-crime writers working today.”—New York Magazine • NATIONAL BOOK AWARD FINALIST • NOW A MARTIN SCORSESE PICTURE
“A shocking whodunit…What more could fans of true-crime thrillers ask?”—USA Today
“A masterful work of literary journalism crafted with the urgency of a mystery.” —The Boston Globe
From the New York Times bestselling author of Homecoming comes a “moody, suspenseful page-turner” (People, Best Book Pick) filled with mystery and spellbinding secrets.
From the #1 New York Times bestselling author of The Wish comes a poignant love story about risking everything for a dream–and whether it’s possible to leave the past behind.
From the New York Times bestselling author of The Seven Husbands of Evelyn Hugo
“A seductive twist on the timeless tale of a couple trying to rediscover love in a marriage brought low by the challenges of domestic togetherness…touching, perceptive, and achingly honest.” —Beatriz Williams, New York Times bestselling author
Twenty-five adorable little books in a handy take-along box, plus a tip-filled parent guide. Correlates with Guided Reading Level A!
Designed to motivate budding readers, these super-engaging storybooks feature simple text, decodable words, and strong picture cues. Each set comes with a tip-filled guide to help parents support their little learners!
“This funny and fresh take on a classic tale manages to comment on gender roles, racial disparities, and white privilege all while creeping me all the way out. So good.”—Zakiya Dalila Harris, author of The Other Black Girl
Now in paperback, Steel Magnolias meets Dracula in this New York Times best-selling horror novel about a women’s book club that must do battle with a mysterious newcomer to their small Southern town.
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Starbucks taught their employees how to handle moments of adversity by giving them willpower habit loops. LATTE method: We Listen to the customer, Acknowledge their complaint, Take action by solving the problem, Thank them, and then Explain why the problem occurred.
There are learned habits to help baristas tell the difference between patrons who just want their coffee and those who need a bit more coddling.
This is how willpower becomes a habit: by choosing a certain behavior ahead of time, and then following that routine when an inflection point arrives.
When people are asked to do something that takes self- control, if they think they are doing it for personal reasons— if they feel like it’s a choice or something they enjoy because it helps someone else —it’s much less taxing. If they feel like they have no autonomy, if they’re just following orders, their willpower muscles get tired much faster.
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The Real Law of Wealth
Try not to become a man of success, but a man of value. ~ Albert Einstein
The Law of Effection states that the more lives you affect in an entity you control, in scale and/or magnitude, the richer you will become. Impact millions and make millions. It doesn’t get any simpler than that!
NET PROFIT = Units Sold (Scale) × Unit Profit (Magnitude)
Retrace the source of millionaire money and you will find millions of something.
The closer you get to the source of large numbers, the closer you will get to wealth. To serve millions is to make millions. Think big to earn big.
Chapter Summary: Fastlane Distinctions ••The Law of Effection states that the more lives you affect or breach, both in scale or magnitude, the richer you will be. •• Scale translates to “units sold” of our profit variable within our Fastlane wealth equation. Magnitude translates to “unit profit” of our profit variable within our Fastlane wealth equation. ••The Law of Attraction is not a law, but a theory. The Law of Effection is absolute and operates exclusive of a roadmap. ••All lineages of self-made wealth trace back to the Law of Effection. ••The Law of Effection’s absoluteness comes from direct access and control (you are the athlete) versus indirect access (you are the athlete’s agent). •• To make millions you must serve millions in scale or a few in magnitude.
Own Yourself First
Events and circumstances have their origin in ourselves. They spring from seeds which we have sown. ~ Henry David Thoreau
To Pay Yourself First, You Must Own Yourself. When you have a job, someone owns you.
Chapter Summary: Fastlane Distinctions ••“Pay yourself first” is fundamentally impossible in a job. •• To own your vehicle (you), start a corporation that formally divorces you from the act of business. Your corporation is the body of your surrogate. ••The recommended Fastlane business entity is a C corp, an S corp, or an LLC.
Life’s Steering Wheel
Your life is the sum result of all the choices you make, both consciously and unconsciously. If you can control the process of choosing, you can take control of all aspects of your life. You can find the freedom that comes from being in charge of yourself. ~ Robert F. Bennett
Poor choices are the leading cause of poorness. The problem is poor diet; cholesterol is the symptom.
If you aren’t where you want to be, the problem is your choices.
••The will to persevere is often the difference between failure and success. •• Success means having the courage, the determination, and the will to become the person you believe you were meant to be.
Your choices spark the fires of future circumstances.
What’s Chosen Today, Impacts Forever. Our choices have consequences that transcend decades.
A Fastlane process is hundreds of choices.
Chapter Summary: Fastlane Distinctions ••The leading cause of poorness is poor choices. ••The steering wheel of your life is your choices. ••You are exactly where you chose to be. •• Success is hundreds of choices that form process. Process forms lifestyle. •• Choice is the most powerful control you have in your life. •• Treasonous choices forever impact your life negatively. ••Your choices have significant horsepower, or trajectory into the future. ••The younger you are, the more potent your choices are and the more horsepower you possess. •• Over time, horsepower erodes as the consequences of old choices are thick and hard to bend.
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Trust the Experts
Instead of citing scientific studies or clear data to justify mandates for masks, lockdowns, and vaccines, our medical rulers cited Dr. Fauci or WHO, CDC, FDA, and NIH—captive agencies—to legitimize the medical technocracy’s assumption of dangerous new powers.
Dr. Fauci’s aficionados, including President Biden and the cable and network news anchors, counseled Americans to “trust the experts.” Such advice is both anti-democratic and anti-science. Science is dynamic. “Experts” frequently differ on scientific questions and their opinions can vary in accordance with and demands of politics, power, and financial self-interest. Telling people to “trust the experts” is either naive or manipulative— or both.
All of Dr. Fauci’s intrusive mandates and his deceptive use of data tended to stoke fear and amplify public desperation for the anticipated arrival of vaccines that would transfer billions of dollars from taxpayers to pharmaceutical executives and shareholders. 🤑
Anthony Fauci’s do-or-die obsession with novel mRNA vaccines—and Gilead’s expensive patented antiviral, remdesivir—prompted him to ignore or even suppress effective early treatments, causing hundreds of thousands of unnecessary deaths while also prolonging the pandemic. ⚰️🥀
Fortifying Immune Systems
He never took time during his daily White House briefings from March to May 2020 to instruct Americans to avoid tobacco (smoking and e-cigarettes/vaping double death rates from COVID); to get plenty of sunlight and to maintain adequate vitamin D levels (“Nearly 60 percent of patients with COVID-19 were vitamin D deficient upon hospitalization, with men in the advanced stages of COVID-19 pneumonia showing the greatest deficit”); or to diet, exercise, and lose weight (78 percent of Americans hospitalized for COVID-19 were overweight or obese).
Dr. Fauci’s lockdowns caused Americans to gain an average of two pounds per month and to reduce their daily steps by 27 percent.
Zinc impedes viral replication, prophylaxing against colds and abbreviating their duration.
On April 30, 2021, Canadian Ontario College of Physicians and Surgeons threatened to delicense any doctor who prescribed non-vaccine health strategies including Vitamin D.
“They are trying to erase any notion of natural immunity,” says Canadian vaccine researcher Dr. Jessica Rose, Ph.D., MSc, BSc. “Pretty soon the incessant lies and propaganda will have successfully instilled in the masses that the only hope for staying alive is via injection, pill-popping, so in sum, no natural immunity.”
Throughout 2020, before vaccines were available, some 99.9 percent of people’s natural immune systems protected their owners from severe illness and death.
The CDC and World Health Organization, indeed all global health authorities, have recognized that healthy people, with healthy immune systems, bear minimal risk from COVID.
Instead of urging calm and telling us, as FDR did during the depths of the Depression, that “we have nothing to fear but fear itself,” all of Dr. Fauci’s prescriptions and communications seemed intended to maximize stress and trauma: enforced isolation, mandated masking, business closures, evictions and bankruptcies, lockdowns, and separating children from parents and parents from grandparents. We now know that fear, stress, and trauma wreak havoc on our immune systems.
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research tells us that we judge people in areas where we’re vulnerable to shame, especially picking folks who are doing worse than we’re doing.
If I feel good about my parenting, I have no interest in judging other people’s choices. If I feel good about my body, I don’t go around making fun of other people’s weight or appearance.
children who are engaging in the bullying behaviors or vying for social ranking by putting down others have parents who engage in the same behaviors.
Cultivating intimacy—physical or emotional—is almost impossible when our shame triggers meet head-on and create the perfect shame storm.
We cultivate love when we allow our most vulnerable and powerful selves to be deeply seen and known, and when we honor the spiritual connection that grows from that offering with trust, respect, kindness, and affection.
Love is not something we give or get; it is something that we nurture and grow, a connection that can only be cultivated between two people when it exists within each one of them—we can only love others as much as we love ourselves. 💖💖💖
Shame, blame, disrespect, betrayal, and the withholding of affection damage the roots from which love grows. Love can only survive these injuries if they are acknowledged and healed.
But in practicing self-love over the past couple of years, I can say that it has immeasurably deepened my relationships with the people I love.
Shame is universal, but the messages and expectations that drive shame are organized by gender.
The expectations and messages that fuel shame keep us from fully realizing who we are as people.
If we’re going to find our way out of shame and back to each other, vulnerability is the path and courage is the light. To set down those lists of what we’re supposed to be is brave. To love ourselves and support each other in the process of becoming real is perhaps the greatest single act of daring greatly.
Generally, by the time you are Real, most of your hair has been loved off, and your eyes drop out, and you get loose in the joints and very shabby. But these things don’t matter at all, because once you are Real, you can’t be ugly, except to people who don’t understand.”
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Small wins are part of how keystone habits create widespread changes. A huge body of research has shown that small wins have enormous power, an influence disproportionate to the accomplishments of the victories themselves. “Small wins are a steady application of a small advantage,”
Concentrate on tiny moments of success and build them into mental triggers.
Keystone habit creates a structure that helps other habits to flourish.
At the core of that Starbucks education is an intense focus on an all- important habit: willpower. Dozens of studies show that willpower is the single most important keystone habit for individual success.
Students who exerted high levels of willpower were more likely to earn higher grades in their classes and gain admission into more selective schools.
“Highly self-disciplined adolescents outperformed their more impulsive peers on every academic- performance variable.” Self- discipline has a bigger effect on academic performance than does intellectual talent.”
And the best way to strengthen willpower and give students a leg up, studies indicate, is to make it into a habit.
Willpower is a learnable skill, something that can be taught the same way kids learn to do math and say “thank you.” As willpower muscles strengthened, good habits seemed to spill over into other parts of life.
“When you learn to force yourself to go to the gym or start your homework or eat a salad instead of a hamburger, part of what’s happening is that you’re changing how you think. People get better at regulating their impulses. They learn how to distract themselves from temptations. And once you’ve gotten into that willpower groove, your brain is practiced at helping you focus on a goal.”
“When you learn to force yourself to practice for an hour or run fifteen laps, you start building self- regulatory strength. A five- year- old who can follow the ball for ten minutes becomes a sixth grader who can start his homework on time.”
Firms such as Starbucks— and the Gap, Wal- Mart, restaurants, or any other business that relies on entry- level workers— all face a common problem: No matter how much their employees want to do a great job, many will fail because they lack self- discipline. They show up late. They snap at rude customers. They get distracted or drawn into workplace dramas. They quit for no reason.
If someone has trouble with self- discipline at work, they’re probably also going to have trouble attending a program designed to strengthen their self- discipline after work.
The solution, Starbucks discovered, was turning self- discipline into an organizational habit.
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Wealth’s Shortcut:: The Fastlane
People would do better, if they knew better. ~ Jim Rohn
The Fastlane Mindposts
Debt Perception: Debt is useful if it allows me to build and grow my system. Time Perception: Time is the most important asset I have, far exceeding money. EducationPerception: The moment you stop learning is the moment you stop growing. Constant expansion of my knowledge and awareness is critical to my journey. MoneyPerception: Money is everywhere, and it’s extremely abundant. Money is a reflection of how many lives I’ve touched. Money reflects the value I’ve created. PrimaryIncomeSource: I earn income via my business systems and investments. PrimaryWealthAccelerator: I make something from nothing. I give birth to assets and make them valuable to the marketplace. Other times, I take existing assets and add value to them. WealthPerception: Build business systems for cash flow and asset valuation. WealthEquation: Wealth = Net Profit + Asset Value Strategy: The more I help, the richer I become in time, money, and personal fulfillment. Destination: Lifetime passive income, either through business or investments. Responsibility&Control: Life is what I make it. My financial plan is entirely my responsibility and I choose how I react to my circumstances. LifePerception: My dreams are worth pursuing no matter how outlandish, and I understand that it will take money to make some of those dreams real.
Chapter Summary: Fastlane Distinctions ••The risk profile of a Fastlane strategy isn’t much different from the Slowlane, but the rewards are far greater. ••The Fastlane Roadmap is an alternative financial strategy predicated on Controllable Unlimited Leverage. ••The Fastlane roadmap is predisposed to wealth. ••The Fastlane Roadmap is capable of generating “Get Rich Quick” results, not to be confused with “Get Rich Easy.”
Switch Teams and Playbooks
A man wrapped up in himself makes a very small bundle. ~ Benjamin Franklin
Chapter Summary: Fastlane Distinctions •• Producers are indigenous to the Fastlane roadmap. •• Producers are the minority as are the rich, while consumers are the majority as are the poor. ••When you succeed as a producer, you can consume anything you want. •• Fastlaners are producers, entrepreneurs, innovators, visionaries, and creators. ••A business does not make a Fastlane—some businesses are jobs in disguise. ••The Fastlane wealth equation is not bound by time and its variables are unlimited and controllable.
How the Rich Really Get Rich
Only those who will risk going too far can possibly find out how far one can go. ~ TS Eliot
Chapter Summary: Fastlane Distinctions ••The key to the Fastlane wealth equation is to have a high speed limit, or an unlimited range of values for units sold. This creates leverage. The market for your product or service determines your upper limit. ••The higher your speed limit, the higher your income potential. ••The primary wealth accelerant for the rich is asset value, defined as appreciable assets created, founded, or bought. ••Wealth creation via asset value is accelerated by each industry’s average multiplier. For every dollar in net income realized, the asset value multiplies by a factor of the multiple. ••Your industry of specialization will determine the average multiple that determines your wealth accelerant factor. If the multiple is 3, your WAF is 300%. •• Liquidation events transform appreciated assets (“paper” net worth) into money (“real” net worth) that can be transformed into another passive income stream: a money system.
Divorce Wealth from Time
Time is the coin of your life. It is the only coin you have, and only you can determine how it will be spent. Be careful, lest you let other people spend it for you. ~ Carl Sandburg
The Five Fastlane Business Seedlings:
1) Rental Systems 2) Computer/Software Systems 3) Content Systems 4) Distribution Systems 5) Human Resource Systems
Chapter Summary: Fastlane Distinctions •• To divorce yourself from the Slowlane’s transactional relationship of “time for money,” you need to become a producer, specifically, a business owner. •• Business systems break the bond between “your time for money” because they act like surrogate operatives for your time trade. •• If you have a passive income that exceeds all your needs and lifestyle expenses including taxes, you’re retired. •• Retirement can happen at any age. ••The fruit from a money tree is passive income. ••A Fastlane objective is to create a business system that survives time, exclusive of your time. ••The 5 money-tree seedlings are rental systems, computer systems, content systems, distribution systems, and human-resource systems. •• Real estate, licenses, and patents are examples of rental systems. •• Internet and software businesses are examples of computer systems. ••Authoring books, blogging, and magazines are forms of content systems. •• Franchising, chaining, network marketing, and television marketing are examples of distribution systems. •• Human resource systems can add or subtract to passivity. •• Human resource systems are the most expensive to manage and implement.
Recruit Your Army of Freedom Fighters
The rich rule over the poor, and the borrower is slave to the lender. ~ Proverbs 22:7 (NIV)
Chapter Summary: Fastlane Distinctions •• One saved dollar is the seed to a money tree. ••A mere 5% interest on $10 million dollars is $40,000 a month in passive income. ••A saved dollar is the best passive income instrument. •• Fastlaners (the rich) don’t use compound interest or the markets to get wealthy but to create income and preserve liquidity. ••A saved dollar is a freedom fighter added to your army. ••The rich leverage compound interest at its crest, applied against large sums of money. •• Fastlaners eventually become net lenders.
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The Criminal Trade: Your Job
By working faithfully 8 hours a day, you may eventually get to be the boss and work 12 hours a day. ~ Robert Frost
Jobs: Domestication into Normalcy
To Trade Time Is to Trade Life. In a job, you sell your life for money.
Chapter Summary: Fastlane Distinctions •• In a job, you sell your freedom (in the form of time) for freedom (in the form of money). •• Experience is gained in action. The environment of that action is irrelevant. ••Wealth accumulation is thwarted when you don’t control your primary income source.
The Slowlane: Why You Aren’t Rich
Somebody should tell us, right at the start of our lives, that we are dying. Then we might live life to the limit, every minute of every day. Do it! I say. Whatever you want to do, do it now. There are only so many tomorrows. ~ Michael Landon
For compound interest to be effective, you need three things: 1) TIME, as measured in years. 2) A favorable YEARLY INVESTMENT YIELD within those years. 3) An INVESTED SUM, repeatedly invested.
Wealth is built with time as an asset, not as a liability!
Chapter Summary: Fastlane Distinctions •• Slowlane wealth is improbable due to Uncontrollable Limited Leverage (ULL). •• The first variable in the Slowlane wealth equation evolves from a job that factors to intrinsic value that equates to your nominal value for each unit of your life traded. •• Intrinsic value is the value of your time set by the marketplace and is measured in units of time, either hourly or yearly. •• In the Slowlane, intrinsic value (regardless of its time measurement) is numerically inhibited because there are only 24 hours in the day (for the hourly worker), and the average lifespan is 74 years (for the salaried worker). •• Like the Slowlaner’s primary income source (a job), the Slowlaner’s wealth acceleration vehicle (compound interest) is also pegged to time. •• Like a job, compound interest is mathematically futile and cannot be manipulated. You cannot force-feed the market (or the economy) to give you phenomenal returns, year after year. ••Wealth cannot be accelerated when pegged to mathematics based on time. •• Time is your primordial fuel and it should not be traded for money. ••Your time should not be an expendable resource for wealth because wealth itself is composed of time. ••Your mortality makes time mathematically retarded for wealth creation. •• If you don’t control the variables inherent in your wealth universe, you don’t control your financial plan.
The Futile Fight: Education
The only thing that interferes with my learning is my education. ~ Albert Einstein
Chapter Summary: Fastlane Distinctions •• Slowlaners attempt to manipulate intrinsic value by education. •• Indentured time is time you spend earning a living. It is the opposite of free time. •• Parasitic debt is debt that creates indentured time and forces work.
The Hypocrisy of the Gurus
There was a time when a fool and his money were soon parted, but now it happens to everybody. ~ Adlai Stevenson
Chapter Summary: Fastlane Distinctions •• Take advice from people with a proven, successful track record of their espoused discipline. ••Many money gurus often suffer from a Paradox of Practice; they teach one wealth equation while getting rich in another. They’re not rich from their own teachings.
Slowlane Victory… A Gamble of Hope
I’d rather live in regret of failure than in regret of never trying. ~ MJ DeMarco
12 Distinctions Between Slowlane and Fastlane Millionaires 1) Slowlane millionaires make millions in 30 years or more. Fastlane millionaires make millions in 10 years or less. 2) Slowlane millionaires need to live in middle-class homes. Fastlane millionaires can live in luxury estates. 3) Slowlane millionaires have MBAs. Fastlane millionaires hire people with MBAs. 4) Slowlane millionaires let their assets drift by market forces. Fastlane millionaires control their assets and possess the power to manipulate their value. 5) Slowlane millionaires can’t afford exotic cars. Fastlane millionaires can afford to drive whatever they want. 6) Slowlane millionaires work for their time. Fastlane millionaires have time working for them. 7) Slowlane millionaires are employees. Fastlane millionaires hire employees. 8) Slowlane millionaires have 401Ks. Fastlane millionaires offer 401Ks. 9) Slowlane millionaires use mutual funds and the stock market to get rich. Fastlane millionaires use them to stay rich. 10) Slowlane millionaires let other people control their income streams. Fastlane millionaires control their income streams. 11) Slowlane millionaires are cheap with money. Fastlane millionaires are cheap with time. 12) Slowlane millionaires use their house for net worth. Fastlane millionaires use their house for residency.
Chapter Summary: Fastlane Distinctions ••The Slowlane has seven dangers, five of which cannot be controlled. ••The risk of “lifestyle” is the one risk Slowlaners will try to control. ••The Slowlane is predisposed to mediocrity because its mathematical universe is mediocre. •• Slowlaners manipulate the “expense” variable because it is the one thing they can control. •• Exponential income growth and expense management creates wealth—not just by curtailing expenses. ••You can break the Slowlane equation by exploding your intrinsic value via fame or insider corporate management. •• Successful Slowlaners not famous or in corporate management end in the middle . . . middle class and middle age. •• Slowlane millionaires are stuck in the middle class. •• $5 million is the new $1 million. ••A millionaire cannot live a millionaire lifestyle without financial discipline. •• Lottery winners fall into the millionaire trap and go broke because they attempt to live a “millionaire” lifestyle, not understanding that a few million doesn’t go very far.